Am I required to have Workers Compensation Insurance?

Workers Compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.

In most states, work comp insurance is required.

How Much Is Workers Compensation Insurance in Pennsylvania?

Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates. Other factors that affect your rates include…

• The number of employees you have.
• The type of work your employees do.
• Your claims history.
• Your industry.

Like all insurance, Work Comp is priced based on risk.

Riskier industries and jobs are more expensive to insure than less risky ones. To make sure prices are as fair as possible, they’re determined by classification codes.

Each type of work or industry has a unique code that classifies the industry and risk, and helps the insurance carrier determine a suitable rate.

One way to save money on your Workers Comp policy is to make sure you’ve classified every employee correctly. The secretary for a construction firm, for example, will have lower rates than the bricklayers.

At Dwyer Insurance, we understand the importance of keeping your employees safe and sound. After all, they are the foundation of your business.

Call our office today and we’ll discuss your needs and options. You can also head over to our quotes page and get started that way too.

If you are a business owner in need of a cost-effective, complete workers’ compensation insurance plan, look no further than Dwyer Insurance, Inc..

We are an insurance agency that specializes in workers’ compensation. Our knowledgeable and personable agents will work closely with you to assess your liabilities and select a plan to cover all of them within your budget.

Book your consultation with us today by giving us a call at (610) 898-3810.

Dwyer Insurance, Inc.’s Comprehensive Workers’ Comp Insurance Plans

As a business owner, not only is workers’ compensation insurance mandatory by law, but it is also invaluable. If one or more of your employees are injured on the job, workers’ comp will pay for their medical care and physical rehabilitation, as well as their lost wages. Not to mention, this insurance can also protect you, the employer, from being sued.

But where do you find this coverage? That’s where our workers’ comp insurance company comes in. We offer far-reaching, wide-ranging insurance options that will lend themselves to a safe worksite full of confident, protected employees. Our workman comp insurance policies can include:

• Medical care
• Physical rehabilitation
• Vocational rehabilitation
• Temporary disability benefits
• Permanent disability benefits
• Supplemental job displacement benefits
• and more

With our extensive list of inclusions, you can rest assured knowing that in the case of a workplace accident, your employees will have immediate and effective access to medical treatment and salary compensation. 

Personalized Consultations on Workman Comp Insurance

To find a plan that’s right for you, we’ll sit down with you one-on-one, or speak with you over the phone, during a no-obligation consultation.

Drawing from our many years of industry knowledge, we’ll evaluate the liabilities of your business and field of work. From there, we’ll work collaboratively with you to create a protection package that fits your needs and budget.

Client-Focused Workers’ Compensation Company

Exceptional Customer Service

As a workers’ compensation company, we know the packages we offer may very well be a lifeline to an injured employee. Since our service is of such importance, we take every precaution to ensure our coverage plans are reliable. We carefully select our partnerships with insurance carriers. We compare and contrast their policies with all others available to make sure that we’re offering only the very best packages on the market.

But our responsibility doesn’t stop there. At Dwyer Insurance, Inc., we believe our duty extends to claims assistance. In the case of an unforeseen incident, you can always reach us by phone to address any of your questions or concerns. We’ll walk you through the process of filing a claim with your insurance step-by-step until the case is resolved.

Complete insurance plans. Complete customer service.